INSURANCE LAW

 

Insurance Claims

 

            Filing insurance claims can be a complex and difficult task.  Although insurance companies have a duty to act with good faith, agents and adjusters will often attempt to keep the costs of a claim down, in order to further their own business interests. 

 

            Insurance companies will usually look for ways to deny claims, or marginalize their value.  Policyholders should be aware of this when dealing with insurance companies and their representatives. 

 

            Our firm protects the rights of claimants to fair recovery for their loss, and ensures these companies uphold their legal and ethical obligations. 

 

Insurance Bad Faith

 

            Ohio law imposes strict duties upon insurers towards their policyholders.  These duties can include the following:

 

·        Duty to Defend a Claim or Lawsuit

·        Duty to Indemnify

·        Duty to Investigate Claims

·        Duty to Offer a Reasonable Settlement

·        Duty to Pay Judgments

 

            Bad faith is a fluid concept, and can encompass a number of different actions or omissions on the part of your insurer.  If there is any significant dispute with your insurer regarding a claim, it is important to consult with an attorney to determine your rights under the law. 

 

Insurance Defense

 

            Insurance companies will often bring subrogation claims against third-parties, in order to recover money they have paid out to claimants.  Often, such claims will be brought for amounts that do not adequately represent the true liability of a party. 

 

            Our firm represents clients in the investigation and defense of claims and lawsuits brought by insurance companies.  We actively work towards negotiation and settlement of valid claims, and defend against those which may be unreasonable, or without valid justification.